|
You’ve earned it today. You get it today.
Everyday Settlement from the Commonwealth Bank.
With Everyday Settlement from the Commonwealth Bank, Pure+Natural franchisees can get access to each day’s takings by the end of the day, every day* of the year. Including weekends and public holidays.
To take advantage of Everyday Settlement, all you need is a Commonwealth Bank merchant service linked to a Commonwealth Bank business transaction account.
And don't forget, Pure+Natural franchisees can also enjoy special rates and discounts, including 3 months free terminal rental** on Commonwealth Bank merchant services, every day of the year.
Start better business banking today, to take advantage or find out more:
CBA Form
Important information: *Available on transactions made before 10pm AEST for customers with a Commonwealth Bank business transaction account and a linked Commonwealth Bank merchant facility. Third party products not included. ** Excludes Quest terminals. 3 Months Free Rental applies to all new merchants who enter into a 3 year contract and/or settle their funds to a Commonwealth Bank account. Pure+Natural (PNF Systems Pty Ltd) may receive a fee from the Commonwealth Bank of Australia for each successful referral. This has been prepared without considering your objectives, financial situation or needs, so you should consider its appropriateness to your circumstances before you act on it. Terms and conditions are available from commbank.com.au Commonwealth Bank of Australia ABN 48 123 123 124.
Business banking made easy for Pure+Natural franchisees
Taking control of your business finances and understanding how your cash flow behaves has never been easier, with these essential business solutions from the Commonwealth Bank.
Four essential solutions, working together
|
Merchant Facility
|
PMake it easier for your customers to pay, by accepting all major credit, debit and charge cards
PAccelerate cash flow with same-day settlement of funds to your Commonwealth Bank account
PEnjoy the convenience of real-time authorisations
PSave time and money with streamlined administration and reconciliation
|
|
Business Transaction Account
|
PManage your cash without counting the cost, with up to 330 fee-free3 transactions a month
PAccess your cash around the world with a Commonwealth Bank Debit MasterCard
PTap in to extra funds with a pre-approved $500 overdraft4
|
|
Business Online Saver
|
PPut your working capital to work, even if it's only in your account overnight
PDeposit surplus cash with the click of a mouse, and start earning interest immediately
PEarn high interest for balances over $10,000
|
|
CommBiz or NetBank
|
PTake control of business finances with your own virtual branch — open 24 hours a day.
PGet an instant snapshot of your cash flow position at any hour of the day or night
PUse CommBiz to view your EFTPOS transactions and download statements for easy reconciliation
PExperience award-winning online banking from the winner of the CANSTAR Best Online Banking Award 2010
PImport and export payment data for faster reconciliation
|
To take advantage or find out more: Here
1 CANSTAR Best Online Banking award 2010. Interactive Media Outstanding Achievement Awards 2010 (NetBank and CommBiz).2 Same-day settlement to Commonwealth Bank Business Transaction Account on business days only and excludes weekends and public holidays.3 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers and separate services such as bank cheques, periodic payments and transfer/deposits to other banks. Separate fees apply to transactions made via NetBank/CommBiz4 Automatic temporary overdrawing limit which is available on a maximum of two accounts per customer and nominated by the customer. The limit is subject to change and may be removed or have limits imposed at the Bank’s discretion.“As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances, Terms and conditions are available on request.”
If you’re in the market for vehicles or equipment for your business, it pays to consider the options.
When it comes to buying new vehicles and equipment, most business owners either pay cash upfront or use a traditional business loan. But there is another way.
Asset Finance has been especially designed to help businesses buy vehicles and equipment. It allows you to finance up to 100% of the cost while choosing from a range of term and repayment options. It can help you put new cars, IT equipment and other assets to work in your business sooner, while retaining cash for other uses. Plus Asset Finance has a range of other benefits:
§ No extra security. The equipment being financed will normally provide the security required, so there's no need to tie up property or other assets.
§ Better cash flow. You can finance up to 100% of the cost of an asset and then pay it off over time, using the income it helps to generate. The repayment schedule can be structured to suit your cash flow. You can either pay off your asset as you go or defer some of the cost with a final balloon payment at the end of the term.
§ Tax-effectiveness. You may be able to claim a deduction for all or part of your finance costs, significantly reducing the overall cost of your new asset. This is dependent on your situation and the option you choose.
The options at a glance
|
|
Asset finance
|
Business loan
|
|
Upfront cost
|
PYou finance up to 100% of the purchase price.
|
PYou borrow up to 100% of the purchase price.
|
|
Security
|
PYour new asset secures your loan.
|
PYou normally need to offer other security, such as your home.
|
|
Ownership options
|
PYou can choose whether to own the asset or lease it and upgrade it at the end of the term.
|
PYou own the asset.
|
|
Repayment options
|
PChoose from a wide range of repayment options.
PStructure your payments to suit your cash flow.
PThe rate is fixed so you know the repayments for the life of the finance.
|
PChoose between fixed and variable interest.
PYour payment schedule is generally fixed.
|
|
Tax-effectiveness
|
PWith a lease, you may be able to claim your lease payments as a tax deduction in full.
PWith a hire purchase arrangement, you may be able to claim a deduction for interest and depreciation.
PWith a chattel mortgage, you may be able to claim for GST in the first BAS period after your purchase.
|
PYou can generally claim your interest and borrowing costs as a tax deduction.
|
Expert advice for Pure+Natural franchisees
Through our relationship with the Commonwealth Bank, we are pleased to be able to offer Pure franchisees priority treatment and expert advice from a Commonwealth Bank Asset Finance Specialist.
To arrange for an Asset Finance Specialist to contact you or find out more: Here
Based on information from the Commonwealth Bank of Australia ABN 48 123 123 124. Full terms and conditions, including any fees and charges are included in the loan offer. Applications for finance are subject to the Commonwealth Bank’s normal credit approval. As this flyer has been prepared without considering your objectives, financial and taxation situation or needs, you should, before acting on this, consider its appropriateness to your circumstances with or without the assistance of your taxation advisor or accountant.
CBA Form here
|
